September is when your college list should be finalized. Every school on it should be one you would genuinely attend. Build a balanced list: 2-3 safeties, 4-6 targets, 4-6 reaches.
10-15 schools is ideal:
Consider:
Most private colleges and many publics
Smaller selection, but options at some
UC, CSU, some others
You may use Common App, UC app, and a few direct applications
Revisit campuses
Senior Year
Set up payment plan
Senior Year
UC Application opens
Junior Year
Grade drops risk rescission
Senior Year
National Merit app materials
Senior Year